Aspiring Business Loan

Aspiring Business Loan

With or without collateral Short or long-term business needs
Working Capital, Term Loan & Composite Loans to help grow your business
  • Loan for micro & small enterprises who require working capital, term loan & composite loan facilities

  • Loan Amount

    • Unsecured loan: ₹3 lakh up to ₹25 lakh

    • Secured loan: Up to ₹ 1 crore

  • Loan Tenure: Flexible loan tenure up to 12 years
  • Doorstep assistance with a relationship manager is available for service throughout the loan processing period  

  • Simplified documentation 

  • Convenient repayment with EMIs collected through standing instructions/e-NACH

  • Secured: Rate varies from 11.94% - 17.93% p.a.
  • Unsecured: Rate varies from 13.00% - 25.91% p.a.

  • Processing fee – Up to 2% of the loan amount + taxes as applicable

 

For detailed charges, please click here

  • Business vintage: Minimum 2 years

  • Age 

    • Minimum - 21 years 

    • Maximum at loan maturity - 65 years

 

  • KYC of Business

  • KYC of Proprietor / Partner / Directors 

  • Residence ownership and stability proof

  • Business vintage proof and business validity document (such as Trade License)

  • Proof of income and financial statements (Bank Statement/ITR/ Financials /GST Return)

  • Collateral related documents for secured products

Note: Requisite documents may vary as per the loan amount, property type and legal requirements.

 

Get timely financial support for your small business

Apply for a Small Enterprise Loan from Bandhan Bank today

All fields are mandatory

We will get in touch with you shortly

Please fill all fields

Verify OTP