Blog

Knowledge Hub

Read our blog posts about trending and relevant topics

of 2

Are Fixed Deposits Safe in India? Benefits, Features and What You Should Know

Posted on July 30, 2026

When it comes to secure and reliable savings, Fixed Deposits (FDs) remain one of the most trusted investment options in India. They offer stability, assured returns and simple investment processes, making them popular among both new and experienced investors.

A common question many savers ask is: Are Fixed Deposits in India truly safe? Let us understand their benefits, features and how they can fit into your financial plan.

NRE vs. NRO Accounts: How to Choose the Right Account for Your NRI Banking Needs..

Posted on June 30, 2026

Managing finances across countries comes with unique challenges. Whether you are earning a salary abroad, receiving rental income from a property in India, or supporting family members back home, choosing the right bank account is an important step in managing your money efficiently.
For Non-Resident Indians (NRIs), two of the most commonly used banking options are the Non-Resident External (NRE) Account and the Non-Resident Ordinary (NRO) Account. While both are designed specifically for NRIs, they serve different purposes.

What is an FCNR Account? A Complete NRI Guide to Benefits, Features and Interest..

Posted on June 22, 2026

For many Non-Resident Indians (NRIs), saving and investing in India is an important part of long-term financial planning. However, one common concern is currency fluctuation. A weakening Indian Rupee can affect the value of funds when converted back into a foreign currency.

What is a Fixed Deposit (FD)? A Beginner's Guide to Safe and Predictable Savings..

Posted on June 15, 2026

When it comes to building savings, simplicity often works best. A Fixed Deposit (FD) has long been one of the most trusted ways to grow money with clarity and discipline. Whether you are saving for a future goal, building an emergency fund or simply looking for a predictable way to earn assured returns, an FD offers a straightforward solution.

AI-Powered Scams: How to Identify and Avoid Digital Fraud in Banking..

Posted on June 4, 2026

Artificial Intelligence (AI) is changing the way we live, work, and bank. Unfortunately, it’s also driving a rise in AI-powered scams, digital fraud, and online banking fraud, making it harder to identify fraudulent activity. Instead of relying on obvious tricks and poorly written messages, scammers are now using AI to imitate voices, create realistic videos, generate convincing conversations, and exploit one thing we all rely on every day: trust.

Empowering Small Businesses and Individuals Service-Based Solutions from Bandhan..

Posted on August 17, 2023

In today's increasingly digital world, businesses and start-ups are experiencing a significant boom. Bandhan Bank, committed to fostering an entrepreneurial spirit, provides an expansive array of products and services designed specifically for small businesses and individuals who dream to establish and grow through their business avenues. Our offerings are aimed at not just facilitating business transactions but also encouraging small start-up businesses to thrive and prosper.

Importance of Nominee

Posted on December 12, 2022

People invest for various reasons, such as preserving capital, growing it, or even having their children live a better life. While investment might be essential, there is a thing in it that many people ignore, and that is assigning a nominee. Assigning a nominee is truly essential as it keeps your investments safe.

Best Current Account for your Business..

Posted on November 25, 2022

A current account is typically opened when one needs to do fast and plenty of transactions. They offer a wide range of features, such as a flexible cash deposit limit, overdraft protection, and more. The number of transactions in these kinds of accounts is not restricted.

What are Cash Deposits?

Posted on November 23, 2022

A cash deposit is the money that you put into your bank account. The bank keeps your money safe for you until you decide to withdraw it. Cash deposits can be money transfers or cheques deposited in an account and don't only have to be cash. The account in which you deposit the money is a liability. However, it is an asset for the bank. It is not your asset anymore and turns into a right to money withdrawal on the terms agreed between you and the bank.

How to Find the Best Personal Loan..

Posted on September 17, 2022

Getting the best personal loan is so much more than just zeroing down on the best bank for personal loan or comparing among the best personal loan interest rates and offers. Here are some important things to consider during your personal loan hunt.