• The applicant or family must not own a pucca house across India.

• Income groups allowed:

  • Economically weaker section (EWS) with annual income up to ₹3 lakh

  • Low-income group (LIG) with annual income between ₹3 lakh to ₹6 lakh

  • Middle-income group (MIG) with annual income between ₹6 lakh to ₹9 lakh

• Max. loan amount: up to ₹25 lakh

• Max. house value: up to ₹35 lakh

• Home Loan will be considered only for residential property area up to 120 sq. meters

• Property location: Statutory towns as per census 2011 or any town subsequently notified by the government of India, amended from time to time.

• Apply for a home loan: You can visit our nearest home loan center or call us on our toll-free number 1800 281 8181

• Apply for the ISS subsidy: We will guide you through the interest subsidy scheme process if you are a probable PMAY 2.0 subsidy recipient.

• Subsidy disbursal: Once verified, the subsidy amount will be credited directly to your loan account, as a subsidy on your home loan interest.

T&C apply

As per PMAY 2.0 guidelines issued by Government of India and amended from time to time. Credit of subsidy subjected to NHB approvals.