Innovative offerings

• Easy-to-use mobile app for your daily banking needs 

• Faster, simpler onboarding for easy access

• Personalised, user-first experience

• Customisable Go-to Actions for your most used features on the dashboard

• Simple and intuitive bottom navigation for easy discoverability of features and services

• Multiple login options for flexibility - Fingerprint/Face ID/Pattern/MPIN and Password

• Smarter and intuitive deposit & payment journeys

• Modern, refreshed UI for an engaging experience

• Improved accessibility & feature discovery

• Personalised dashboard basis on user preference and usefulness

• Enhanced search functionality on dashboard for easy and quick discovery of features and services
   

Accounts  

• All your relationships in one single view.

• View Summary in Card View of Current and Savings Account relationship on Dashboard

• Easily apply through our wide range of products, available now in a dedicated section

Features -

• View and download account statement with details and summary

• Overview of account balances

• View transaction details

• View all linked accounts including cash credit and overdraft accounts

• View and download certificates like interest certificate/balance certificate/TDS report
   

Deposits 

What’s New –

• Simple 2-step guided journey to open a deposit instantly.

• Recommendation based deposit booking basis on customer goal.

• Create a fully custom deposit based on your preference.

• Option to add multiple nominees in your deposit (up to 4) - Successive or simultaneous.

• Track and manage all your deposits in a dedicated dashboard.

• Download FD Advice and FD statements for any of your deposits anytime.

• Update your deposit details (Maturity and Nominee details) in one journey.

Features -

• Create new Fixed/Recurring Deposit

• View/download existing deposit statement/details/summary

• Fixed/recurring deposit redemption

• Edit maturity instructions

• Appoint nominee

• Submit form 15G/H

Know more about our Fixed Deposits and Recurring Deposit
 

Payments

What’s New –

• Unified dashboard with touchpoints for paying and managing your transactions for easy discoverability of features.

• You can transfer money instantly, schedule it for later or start a recurring payment anytime.

• Add and send money to payees in a single intuitive flow.

• Seamlessly add and manage Payees for quick and easy payments for future.

• Modern payment dashboard with all payment needs (Fund Transfer, Bill Payments, Tax Payment, Payee Addition, etc.) in single screen

• Receive funds without the need of account number with MMID + Mobile Number based payments

• Manage all favourite payees and transactions in single click

• Send money on the go using MMID + Mobile Number based payments without the need of adding any beneficiary

• Guidance focused approach with added nudges and explanations for regular/error scenarios for customer convenience.

• The system detects the available payment modes based on your amount.

Features -

• Transfer money 24x7 using RTGS, NEFT and IMPS

• Transfer to accounts within and outside Bandhan Bank

• Schedule transactions in advance by setting up Standard Instructions or NACH mandates

• Manage list of payees – add/modify/delete

• Authorisation of PFMS batches

• Pay utility bills 

Know more about our Money Transfer offerings
 

Wealth Management & Insurance

What’s New –

• Access and manage all your personal finances in single click

• IPO investing made simple – apply in just a few clicks

• Single consent for all subsequent access

Features -

• Personal Finance Management

• Online Mutual fund to cater to all your investment needs
   

Services

What’s New –

• Nominate up to 4 nominees to your accounts and deposits

• Nominees can be added in succession or simultaneous

• Simplified e-mail ID update flow for better clarity

• Check Aadhaar Seeding History conveniently

• Update mandate in your account on real-time

Features -

• TDS Certificate (Form 16A)

• Order cheque book

• Cheque status inquiry

• Stop/Revoke stop cheque

• Update email ID

• Update communication address

• Periodic KYC

• Nominations – add/modify/delete

• Aadhaar linking

• Apply for a new debit card

• Generate ATM PIN

• Temporary/permanent block of debit card

• Re-issuance of debit card

• Upgradation of debit card

• Managing account-related passwords

• Positive Pay – add/modify/delete

• Mandate Cancellation