Advantage Salary Account

Advantage Salary Account

More than a salary account. It’s an advantage.
Get the advantage of enhanced banking facilities with a convenient salary account
Open an account

Banking convenience at your fingertips 

  • Zero balance account with no monthly service charges  
  • Attractive interest rates for savings account balances and term deposits. For more details, please visit rates and charges
  • Monthly cash deposit of ₹2 lakh and unlimited free cash withdrawal at any branch  
  • Bank anytime, anywhere with Internet banking, mBandhan 2.0 app and phone banking
  • Zero charges on Demat and Trading account opening, with complimentary first-year Demat AMC
  • Avail the benefits of National Pension System (NPS) scheme
  • Free SMS transaction alerts
  • 25 fund transfers per month [IMPS/RTGS/NEFT (branch)/DD] completely free
  • Free NEFT transactions through Internet banking and mBandhan 2.0 app
  • Free personalised ‘at par’ cheque book – 40 leaves per month  
  • Free passbook facility and monthly email statements
     

Power-packed RuPay Platinum Debit Card

  • Nil issuance and annual charges 
  • Daily shopping limit of ₹6 lakh and daily withdrawal limit of ₹2 lakh. The daily limits can be modified through Mobile Banking & Internet Banking
  • Coverage of fraudulent utilisation of lost or stolen debit cards including at ATM and point of sale
  • Coverage of any fraud loss or damage arising due to information obtained by unauthorised access

For details on Bandhan Bank RuPay Platinum Debit Card benefits, click here


Comprehensive Insurance Coverage

  • Personal accident coverage up to ₹15 lakh
  • Personal accidental death coverage up to ₹25 lakh for air accidents and up to ₹5 lakh for road/rail accidents
  • Purchase protection cover up to ₹50 thousand 
  • Lost card liability cover up to ₹1 lakh

Complimentary insurance is valid on active debit cards. To know more, click here

 

Exclusive offers

  • Waiver on processing fees and preferential rates on a range of loan products
  • 50% off on locker rentals
     

 

Unlock annual benefits worth over ₹8,289 with Advantage Salary Account

Advantage Salary Account Annual Savings
Locker 50% off on locker rentals ₹4,500
Demat Account AMC free for the first year ₹349
Rewards Timeline
Month Reward Details Annual Savings
Month 1 1,000 welcome Bonus Delight Points for first salary credit ₹900
Month 2 800 Bonus Delight Points for salary credit
Months 3–6 1,600 Bonus Delight Points for salary credit
One-time 200 bonus Delight Points on mBandhan 2.0 app or Internet banking activation, bill payment and first transaction
Total - 3,600 Delight Points (1 Delight Point = ₹0.25, hence 3,600 points × ₹0.25 = ₹900)
RuPay Platinum Debit Card
Benefit Details Annual Savings
Movie Tickets Complimentary movie tickets (buy one, get one) up to ₹150 per month ₹1,800
Delight Points 500 quarterly Bonus Delight Points
(assuming debit card spends of ₹50,000 per quarter | 1 Delight Point = ₹0.25)		 ₹500
1 Delight Point per eligible ₹200 spent on debit card
(assuming debit card spends ₹16,000/month | 1 Delight Point = ₹0.25)		 ₹240
Total estimated annual savings on your Advantage Salary Account: ₹8,289
Please note:
  • Locker benefit is determined by the highest variant within the selected locker size category.        
  • Locker allocation will be as per the availability at the respective branch. In case a locker is not available, existing waiting list process will be applicable.        
  • The savings illustrated in the above-mentioned table are indicative and are applicable only upon regular salary credits. Actual savings may vary depending on your usage of the debit card and other account-related products and services.        
  • Bandhan Bank Debit Card offers are subject to change from time to time.

Terms & conditions apply

View the complete and updated list of rates and charges

  • All individuals residing in India, with salaried income 
  • Employees with a net salary credit of ₹25,000 - ₹50,000 per month
  • Applicant’s employer must have a corporate arrangement with the Bank
  • One latest passport size photograph 
  • Address and identity proof documents  
  • Documents acceptable as Identity and Address Proof [for Domestic Individual Savings Accounts – Opening of Accounts/Address Change/Periodic Updation of KYC (Re-KYC)]
    • Proof of possession of Aadhaar 
    • Passport  
    • Driving license  
    • Voters ID card (issued by Election Commission of India)
    • Job card by NREGA duly signed by an officer of the State Government  
    • Letter issued by National Population Registry confirming details of name and address  
  • Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhaar Card 
  • If mailing address and permanent address are different, provide address proof documents for both
  • Employment proof (anyone): Company ID card/e-mail verification/Pay slip (any of last 3 months)/Appointment letter/Letter or e-mail from any representative of HR department or senior official/authorised signatory mentioning employee name & PAN

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