Premium Salary Account
Premium Salary Account
Curated for success. Crafted for you.
Make the most out of a power-packed, comprehensive salary account
Banking convenience at your fingertips
- Zero balance account
- Attractive interest rates for savings account balances and term deposits. For more details, please visit rates and charges
- Monthly cash deposit of ₹5 lakh and unlimited free cash withdrawal at any branch
- Bank anytime, anywhere with Internet banking, mBandhan 2.0 app and phone banking
- Premium salary customers can avail benefits of Family Banking
- Zero charges on Demat and Trading account opening, with complimentary first-year Demat AMC
- Avail the benefits of National Pension System (NPS) scheme
- Free SMS transaction alerts
- 35 fund transfers per month [IMPS/RTGS/NEFT (branch)/DD] completely free
- Unlimited and free personalised ‘at par’ cheque books
- Free passbook and monthly email statements
Power-packed Platinum Plus Debit Card
- Nil issuance and annual charges
- Daily shopping limit of ₹3 lakh and daily withdrawal limit of ₹50,000 (the daily limits can be modified through Mobile Banking & Internet Banking)
- Coverage of all fraudulent utilisation of lost or stolen debit cards including at ATM and point of sale
- Coverage of any fraud loss or damage arising due to information obtained by unauthorised access
For details on Bandhan Bank Platinum Plus Debit Card benefits, click here
Comprehensive Insurance Coverage
- Personal accident coverage up to ₹20 lakh
- Personal accidental death coverage up to ₹1 Crore for air accidents and up to ₹15 lakh for road/rail accidents
- Purchase protection cover up to ₹2 lakh
- Lost card liability cover up to ₹3.5 lakh
Complimentary Insurance is valid on active debit cards. To know more, click here
Exclusive offers
- Waiver on processing fees & preferential rates on a range of loan products
- 60% off on locker rentals
Unlock annual benefits worth over ₹30,849 with Premium Salary Account
| Premium Salary Account | Annual Savings | |
|---|---|---|
| Locker | 60% off on locker rentals | ₹5,400 |
| Demat Account | AMC free for the first year | ₹349 |
| Rewards Timeline | ||
| Month | Reward Details | Annual Savings |
| Month 1 | 1,000 welcome Bonus Delight Points for first salary credit | ₹900 |
| Month 2 | 800 Bonus Delight Points for salary credit | |
| Months 3–6 | 1,600 Bonus Delight Points for salary credit | |
| One-time | 200 Bonus Delight Points on mBandhan 2.0 app or Internet banking activation, bill payment and first transaction | |
| Total - 3,600 Delight Points (1 Delight Point = ₹0.25, hence 3,600 points × ₹0.25 = ₹900) | ||
| Platinum Plus Debit Card | ||
| Benefit | Details | Annual Savings |
| Lounge Access | 1 domestic airport lounge access for the cardholder per calendar quarter (assuming cost per year ₹1,200) | ₹4,800 |
| Movie Ticket | Complimentary movie tickets (buy one, get one) up to ₹350 per month | ₹4,200 |
| Delight Point | 1,000 quarterly Bonus Delight Points (assuming debit card spends of ₹75,000 per quarter | 1 Point = ₹0.25) | ₹1,000 |
| 2 Delight Points per eligible ₹200 spent on debit card (assuming debit card spends ₹25,000/month | 1 Point = ₹0.25) | ₹750 | |
| Milestone Rewards | Voucher bundle on annual debit card spends of ₹3,50,000 | ₹3,450 |
| Network-led offers | Debit card offers on shopping, lifestyle, travel and more | ₹10,000 |
| Total estimated annual savings on your Premium Salary Account: ₹30,849 | ||
Please note:
Terms & conditions apply |
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View the complete and updated list of rates and charges
- All individuals residing in India, with salaried income
- Employees with a net salary credit of > ₹50,000 - ₹1 lakh per month
- Applicant’s employer must have corporate arrangement with the Bank
- One latest passport size photograph
- Address and identity proof documents
- Documents acceptable as Identity and Address Proof [for Domestic Individual Savings Accounts – Opening of Accounts/Address Change/Periodic Updation of KYC (Re-KYC)]
- Proof of possession of Aadhaar number
- Passport
- Driving license
- Voters ID card (issued by Election Commission of India)
- Job card by NREGA duly signed by an officer of the State Government
- Letter issued by National Population Registry confirming details of name and address
- Only a single copy of the document is required if it is listed under both address and identity proof, e.g. Passport/Aadhaar Card
- If mailing address and permanent address are different, provide address proof documents for both
- Employment proof (anyone): Company ID card/E-mail Verification/Pay slip (any of last 3 months)/Appointment letter/Letter or E-mail from any representative of HR department or senior official/authorised signatory mentioning employee name & PAN
